Pre Qualify for Your Mortgage Loan
The mortgage lenders listed below are people we know and trust. They have all been in the business a long time and we know how they treat our clients. We have also observed that they typically offer significantly lower interest rates and loan fees than we see with other lenders. Regardless, we encourage all of our buyer clients to shop around and get at least 3 written mortgage quotes (Good Faith or Closing Cost Estimates) before you decide on a lender. (See our Mortgage Shopping Tips page to learn how to shop like a Pro)
You may submit a mortgage application online with any of these lenders by using the link below their contact information. You will be automatically redirected to their website. (See our Preferred Lenders Page to read more information about each of these lenders)
Kevin Spencer, Senior Loan Officer
Loan Types: Conventional, Idaho Housing, FHA, VA and Rural Development; First Time Home Buyer, Owner occupied and investor properties
Biography: I have been closing home loans for home buyers since 2003. Let me put my years of knowledge and experience to work for you. I believe I can match or beat any other lenders rates and fees. I promise to work hard to serve your interests and do everything I can to make your home buying experience the best that it can be. Let me take care of your home financing needs and guide you through the financial maze so you can reach your home ownership goals. Specializing in hard to finance buyers and unique property situations as well. Service Areas: Idaho, Oregon, Washington & Montana.
Umpqua Bank NMLS #401867
660 E Franklin Road, Meridian ID 83642
Office: 208-855-2962, Cell: 208-484-0085
E-mail: kevinspencer@umpquabank.com
NMLSR #3401
To Apply with Kevin: www.UmpquaBank.com/kspencerDownload Kevin's Mobile
Mortgage Tool Kit at: http://kevinspencer.mortgagemapp.cm/xy5z1m
Kevin's Assistant
Daniella Ramirez
HL Loan Officer Assistant, Home Lending
208-982-3123, daniellaramirez@umpquabank.com
NMLS #929965
Casi Porter, Senior Credit Officer
Loan Types: Agricultural Loans, Homes with Acreage, Bare Land, and Construction Loans
Biography: I have been with Northwest Farm Credit Services since 2004. I have a degree from Boise State University for a Bachelor of Business Administration, major in Finance. I have lived in Idaho all my life. I spend my leisure time with my family camping, fishing, golfing, horseback riding and exploring beautiful Idaho. Service Areas: Idaho, Oregon, Washington & Montana.
Northwest Farm Credit Services
16034 Equine Dr., P.O. Box 3010, Nampa ID 83687
Office: 208-468-1600, Cell: 208-863-0852
Toll-free: 800-819-3312, Fax: 208-468-1632
E-mail: casi.porter@farm-credit.com, www.farm-credit.com
NMLS #573285
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