Preferred Lenders

In today’s competitive market getting pre-approved for your loan is more important than ever.  It will give your offer strength when negotiating with a seller.  There is typically only minimal fee for your credit report and your lender will quote your pricing based on your credit score, down payment, loan program you need and current interest rates.

The mortgage lenders listed below are people we know and trust. They have all been in the business a long time and we know how they treat our clients. We have also observed that they typically offer significantly lower interest rates and loan fees than we see with other lenders. Regardless, we encourage all of our buyer clients to shop around and get at least 3 written mortgage quotes (Good Faith or Closing Cost Estimate) before you decide on a lender. (See our Mortgage Shopping Tips page to learn how to shop like a Pro)

John SpikerJohn Spiker, Senior Loan Officer

Loan Types: Conventional, FHA, VA, Rural Development, Construction Loans, Idaho Housing, purchases and refinances

Biography: With unsurpassed service, numerous loan programs, and competitive interest rates John Spiker of Academy Mortgage Corporation is dedicated to his customer’s goals. As a senior mortgage consultant, John takes great pride in exceeding his clients’ expectations. “I make sure our clients understand their options as well as the loan process which results in a mortgage loan that is tailored to their specific needs,” explained John.

Clients enjoy working with John, so much in fact, that a good deal of his business comes by way of past clients referring their friends and family to him. His attention to detail, positive attitude and years of experience make him a lender of choice for new and returning clients. In addition to his extensive knowledge and insight of the mortgage industry, John has an inherent understanding of the underwriting guidelines which in turn provides a smooth and stress-free loan process for his clients. Contact John to pre-qualify for your mortgage loan and experience service at the highest level!

John Spiker, Senior Loan Officer

Loan Types: Conventional, FHA, VA, Rural Development, Construction Loans and IHFA (Idaho Housing), purchases and refinances

2845 E. Overland Rd., Suites 160 &  170, Meridian ID 83642
Direct: 208-854-8407
, Cell: 208-794-2333
Fax: 208-854-8420

NMLS #46322    Corporate NMLS #3113
MLO-1039, Corp ID MBL-671

Kevin Spencer

Kevin Spencer, Loan Officer

Loan Types: Conventional, Idaho Housing, FHA, VA and Rural Development; First Time Home Buyer, owner occupied and investor properties

Biography: 6+ years of lending, 2+ years of selling log home kits, and 9 months spent building my own home have taught me a lot about financing a home. Let me put that knowledge and experience to work for you. I believe in setting realistic expectations, and do everything I can to make your home buying experience the best that it can be. Let me take care of your home financing needs and guide you through the financial maze to help you reach your home ownership goals. Service Areas: Idaho, Oregon, Washington & Montana.

Umpqua Bank  NMLS #401867 
2300 S. Eagle Road, Meridian ID 83642
Office: 208-855-2962, Cell: 208-484-0085
NMLSR #3401

Casi PorterCasi Porter, Senior Credit Officer

Loan Types: Agricultural Loans, Homes with Acreage, Bare Land, and Construction Loans

Biography: I have been with Northwest Farm Credit Services since 2004. I have a degree from Boise State University for a Bachelor of Business Administration, major in Finance. I have lived in Idaho all my life. I spend my leisure time with my family camping, fishing, golfing, horseback riding and exploring beautiful Idaho. Service Areas: Idaho, Oregon, Washington & Montana.

Northwest Farm Credit Services
16034 Equine Dr., 
P.O. Box 3010, Nampa ID 83687
Office: 208-468-1600, Cell: 208-863-0852
Toll-free: 800-819-3312, Fax: 208-468-1632
NMLS #573285